11 Things I Cut From My Budget

I recently sat down with my wife and looked at our budget and lifestyle.
What we realised is that we were overspending in almost every category of our lives for no particular reason.
After one month we were able to make the following savings in our lives:
1. Interest – We were able to save over $15,000 a year in interest on our own home and investment properties. We did this by refinancing a number of properties with our Mortgage Broker and calling our banks and asking for better rates.
2. Electricity – We were able to save 30% on our electricity bill by switching to Click Energy. We also installed a solar system on our home so we no longer pay for electricity.
3. Phone – We were able to reduce our monthly phone bills from $144 to $45 by switching to Aldi mobile.
4. Car loans – We were able to save us $2000 a year in interest by paying our car loan out.
Saving money is so easy when you start to look at the specific expenses in your life and strategically look to reduce them.

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