Achieving financial freedom doesn’t hard to be hard.

This is our 3 Properties to Financial Freedom strategy/idea.


Here are the details:


Buy the properties that will make you financially free long term.

Step 1: Purchase 3 properties. The aim is that these properties will go on to deliver you financial freedom once the debt is completely paid off.


Property #1 $500,000 House Rents for $450 / week

Property #2 $550,000 House Rents for $500 / week

Property #3 $600,000 House Rents for $550 / week

The numbers don’t have to be exactly this, you can change the numbers based on your circumstances and goals The aim is for these properties to be paid off over the life of the loan (bearing unfortunate circumstances).

So now your focus shifts to paying off the debt quicker.

CONSOLIDATION: This is where you pay off the debt on the properties that will make you financially free long term.

Step 2: You now focus on paying off the debt on your foundational properties faster, buying more foundational properties, or making a positive change in your life.

Paying down debt can be done in several ways:

Pay principal and interest repayments off the home loan Use any tax benefits you receive at tax time to pay down debt Use any surplus income to pay down debt Invest in more properties, hold them until they have doubled in value, and then sell them to pay down debt

Earn more through your employment and use the extra money to pay down debt, or spend less and use the extra savings to pay down debt.

Start a business and use income from the business to pay down debt Growing your foundation is all about expanding your portfolio from 3 properties to 4 or more properties using the same or a similar strategy.

Now that you have your foundational properties you don’t need that job you hate anymore to save for retirement. Now could be the time to make a change for the better in your life.

Change careers, move locations, work less and live more.

FREEDOM: Live your life your way

Step 3: After your foundational properties are paid off completely, you can take the income from those properties and pay yourself a wage. Without debt, you will be financially free! This is just the beginning of the journey.

Now you can work out what to do for the rest of your life.


Owning your own home is an important goal for many people but it is not required for financial freedom, which is why the 3 properties to financial freedom strategy don’t focus on it.

You can purchase your own home before purchasing your foundational properties. Often the capital growth in your home can be used to finance your foundational properties. Or you can purchase your home after the foundational properties. It’s up to you.

WHAT IF I ALREADY OWN MORE THAN 3 PROPERTIES? Not a problem. We can discuss how these properties align with your longer-term goal of financial freedom.

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DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only; • We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information; • We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer; • The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant; • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.


Ben founded Pumped On Property after building a multi-million dollar property portfolio over a 5 year period. His mission is to show you how to replace your income through property investing so you can do what you love…full time.

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